State Bank of Patiala Analysis

State Bank of Patiala Analysis State Bank of Patiala is a public sector bank in India with its headquarters at Patiala, a city in the state of Punjab. The bank is an associate of the State Bank Group and offers core banking solutions to its customers. State Bank of Patiala (SBP) was established in 1917 by the king of the then princely state of Patiala. It was then called Patiala State Bank. After independence in 1947, the bank became a subsidiary of the state government of Punjab. In 1960, it became an associate bank of the State Bank Group. With the nationalization of the State Bank Group in 1969, SBOP became a public sector bank. The State Bank of Patiala has identified specialized segments and designed varied products to meet the needs of such segments. The segments are for the purposes are as follow: Personal banking Agriculture rural banking NRI banking SME corporate banking Government banking Internet banking Mobile banking The bank has now added a golden chapter to its history by fully networking all its branches on Core Banking Solutions on 08.08.2005 and become the first fully networked Public Sector Bank in the country. Bank distribute through As far as the distribution channel of products and services of the bank is concerned, I have come to know that state bank of Patiala has mostly indirect channels of distribution of its products and services but direct channels also to some extent. The bank is having various tie ups with many companies for the distribution of its products. If the loan section is taken bank maximum use its indirect channel for the distribution of the products which are as follow:- Scheme for Financing of Commercial Vehicles under Tie-up with:- Ashok Leyland Limited Eicher Motors Limited Force Motors Limited Tata Motors Limited Maruti udhyog ltd. Mahindra motors Scheme for finance of Motor Cycles and Scooters under Tie-up with:- Hero Honda Motors Limited: Scheme for extending facilities to Franchisee outlets in the form of Bank Guarantee/Term Loan. Monte Carlo Cotton County Bank is also under the Tata nano special financing scheme with the Tata motors. Moreover the bank is in the MOU for loan to the students of the Frankfinn Aviation Services Ltd. which will ensure 100 per cent financing of the tuition fee of its students for the one-year courses in aviation crew and hospitality and travel industry. Moreover for the NRI banking bank is having again indirect distribution channel and having various tie ups with: Thomas cook money transfer Wall Street money exchange Western union money transfer SBOP has also various tie ups with foreign banks for the transfer of funds, currency etc  . The SBOP also provides the various services like insurance, mutual funds etc. and for its distribution the bank is having SBI- life, oriental insurance ltd, SBI- mutual funds SBI- card etc. As far as direct channels are concerned bank used the internet banking and mobile banking for its distribution of the products. Why SBOP use indirect channel so Now the next thing arises that why SBOP mostly use the indirect channel. As it is known that there are mainly two channels of marketing which are: Direct Channel A direct distribution channel is where a company sells their products direct to consumers. Indirect Channel The indirect channel is used by companies who do not sell their goods directly to consumers. But the direct channel has one major drawback i.e. characteristically present in conventional retailing which means it doesnt allow any options. Moreover, although direct selling saves channel costs, commission paid to as high as 30-35% of retail price. Also recruiting training motivating and retaining good sale people is difficult and expensive task. For direct selling face-to-face interaction must be capable of producing a significant value addition to the consumer, compared to be purchasing from retail shop. Finally channel becomes fail when circumstances changes. So in order to overcome from all these problems bank mostly uses the indirect channels of distribution. Moreover Suppliers and manufacturers typically use indirect channels because they exist early in the supply chain. Companies choose the indirect channel best suited for their product to obtain the best market share; it also allows them to focus on producing their goods. So in nutshell it would be suggested to bank that the bank should try to use direct channels in more terms because while direct channels were not popular many years ago, the Internet has greatly increased the use of direct channels. Additionally, companies needing to cut costs may use direct channels to avoid middlemen markups on their products. Depending on the industry and product, direct distribution channels have become more prevalent due to the Internet. Like in present scenario everyone use the internet for any sort of information so now the days banks are concentrating more upon direct channels rather to distribute indirectly. SBOP is also doing the same.

Measure for Measure Essay: Private Temptation and Social

Private Temptation and Social Restraint in Measure for Measure      Ã‚   In his play, Measure for Measure, Shakespeare poses problems of law, justice, and personal freedom for which he offers no easy answers. Measure for Measure is very relevant to current political debates over public morality and the limits of self-expression. The play proposes the question: How do we reconcile social restraint and personal passion?    The Vienna of Measure for Measure, under the rule of Duke Vincentio, is a garden gone to seed. Permissiveness, corruption, and debauchery have choked out healthy growth in the absence of prudent cultivation. The play's climate of disillusionment finds modem resonance in the cynicism of the youth of today.    The play opens with the Duke preparing for a hasty yet deliberately ambiguous departure. Appointing morally impeccable Angelo as his replacement, the Duke passes over ice, a wise old judge named Escalus. But in a the obvious choice, play preoccupied with tests of character, it is appropriate that the city's most self righteous official undergoes the severest validation of his integrity. What follows is a drama of seduction. Angelo is tempted by the sins he condemns most harshly, sins, that release, him from the custody of his repressed desires. The Duke, who travels undercover to observe the effects of his lax rule, cautions Angelo in a manner suggesting his suspicion of the seductive power of authority. He is clearly interested in whether power will alter Angelo. Having failed himself to enforce the law, the Duke would, nevertheless, have Angelo be wary of the terrible power of judgment. He - advises his surrogate to fuse his personal values - what he believes in his heart with his public judg... ...characters. The play, like the Duke, makes a plea for tolerance, drawing on the biblical injunction that underlies its title: "Judge not that ye be not judged, for with what judgment ye judge, ye shall be judged; and with what measure ye mete, it shall be measured to you again."    Works Cited and Consulted: Geckle, George L. ed. Twentieth Century Interpretations of Measure for Measure. Englewood Cliffs, N.J.: Prentice Hall, 1970. McLuskie, Kathleen. "Political Criticism and Shakespeare: King Lear and Measure for Measure" in Political Shakespeare: New Essays in Cultural Materialism, ed. Dollimor, Jonathan and Alan Sinfield. Ithaca and London: Cornell University Press, 1985, 88-108. Shakespeare, William. Measure for Measure, ed. Brian Gibbons. Cambridge: Cambridge University Press, 1991. Watts, Cedric. Measure for Measure. London: Penguin, 1986.

”As You Like It” by William Shakespeare Essay

Support the view that Shakespeare is examining different kinds of love and marriage in this play? In the play As You Like It there are quite a few different types of love. There are four sexual relationships in the play, all of which have different varieties, or examples of love The main couple in the play are Rosalind and Orlando. They first meet in a wrestling match that Orlando has been entered in against Charles. Rosalind notices him for his good looks and youth, and because of this is concerned he will be hurt. Orlando wins the match though and as a token Rosalind gives Orlando her necklace. Orlando instantly falls in love with Rosalind when he first sees her and is stuck for what to say to her, â€Å"Can I not say, ‘I thank you’? My better parts are all Thrown down, and that which here stands up is but a Quintain, mere lifeless block.† Rosalind then runs off into the forest of Arden dressed as a man called Ganymede. Orlando also flees to the forest where he writes ridiculous love poems and posts them on trees for Rosalind to find. Rosalind, dressed as Ganymede, then becomes friends with Orlando and gives him advice on ways to go about asking her to marry him. She does this by pretending to be Rosalind while dressed as Ganymede. This is so Orlando does not recognise it is her. This can get quite confusing at times. She finally reveals to him that it has been her all along though and they get married straight away. This is the first kind of love where both people love each other and no one else. This is the most simple love situation in the poem because it has no complications of people loving other people, or them not being allowed to love each other. The couple that show the least romance throughout the play is Silvius and Phebe. Silvius is a kind-hearted shepherd who lives in the Forest of Arden. Phebe though is a rough shepherdess who finds Silvius annoying. The reason for this is because Silvius is deeply in love with Phebe, and she has rejected him many times. Phebe just ignores him though and because of this Silvius keeps on asking her to love him, † Sweet Phebe, do not scorn me, do not, Phebe. Say that you love me not, but say not so in Bitterness†. The only person Phebe finds attractive in the play is Ganymede, who is actually Rosalind. She writes a letter to Ganymede asking him to marry her, and is rejected quite obviously. As a result of this Phebe is forced to marry Silvius in the end because she has no one else who likes her. I think the aspect of love that is showed her is a cruel side of love. The reason I think this is because Phebe is virtually forced to marry Silvius when she does not want to. Silvius though is overjoyed because she is the love of his life and marrying her is his dream. This is unfair on Phebe though because she does not love him, but she has no one else so has to go along with it. Celia and Oliver are the most surprising couple in the play I think. This is because they meet very close to the end of the play, and instantly fall in love with each other. Another reason for this is that Celia is a very kind, likeable woman throughout the play. Oliver on the other hand changes his personality. At the beginning of the play he is a very nasty man who says he hates his brother because of his good looks and his ability to be liked by everyone he meets. His personality changes though when he is sent into the forest to find his brother, Orlando, by Duke Frederick. He finds Orlando and then he meets Celia, who he instantly falls in love with. He then makes the story up of saving his brother from a lion and his personality completely changes. â€Å"‘Twas I, but ’tis not I. I do not shame to tell you What I was, since my conversion so sweetly tastes, Being the thing I am†. He turns into the complete opposite of his old personality, and becomes very nice. This also attracts Celia to him, as well as her thinking he is good looking. This attraction between the two of them means they become a couple and get married too. This is the same kind of love as Orlando and Rosalind experienced. This is where they have no complications and both of them love each other. They also fall in love with the first sight of each other, as did Rosalind and Orlando. The next couple I am going to examine from the play is the pairing of Touchstone and Audrey. This is possibly the strangest couple in the play. My reason for thinking this is that they are completely different people, and have very different backgrounds. Touchstone is a court jester, and has lived a sophisticated courtly life. Audrey on the other hand is a country girl who has been brought up on a farm. Even though there are these differences, the two still get married. They were meant to be wed quite early into the play, but this did not go as planned and they did not. They did how ever talk more about it and finally got married at the end of the play. â€Å"Come sweet Audrey, we must be married†. The love that this couple portray is lust. Touchstone may not have had the chance with a woman before, but he now has the chance of Audrey. He is only with her really because of the fact he can get things out of her, mainly sex. She is a country wench and Touchstone knows this, and I think this is the reason he goes after her, â€Å"Truly, and to cast away honesty upon a foul slut Were to put good meat into an unclean dish†.

Trauma Focused Cognitive Behavioral Therapy - 1560 Words

[Title Here, up to 12 Words, on One to Two Lines] [Author Name(s), First M. Last, Omit Titles and Degrees] [Institutional Affiliation(s)] Author Note [Include any grant/funding information and a complete correspondence address.] It is a sad statistic that a great number of children suffer traumatic events such as domestic violence; abuse; rape; violent crime; natural disasters, war, or the death of loved ones under traumatic situations. Countless experience several types of trauma. Although some children exhibit amazing strength in the aftermath of these incidents, many have pain or develop psychological issues that can be long lasting, and very serious... Trauma-Focused Cognitive Behavioral Therapy (TF-CBT) is parts -based†¦show more content†¦Separate meetings for the child and for the parents or caregivers are an important part of the treatment. As with any therapy, creating a therapeutic connection with the child and parent is crucial to TF-CBT. The specific components of TF-CBT are summarized by the acronym PRACTICE: †¢ †¢ Psychoeducation is offered to children and their caregivers about the impact of trauma, parenting skills are also offered to improve emotional and behavioral adjustment. †¢ Relaxation and skills to lessen stress are individual for each child and parent . †¢ Effective expression and modulation are taught to help children and parents identify and cope with a range of emotions . †¢ Cognitive coping and processing are improved by demonstrating the relationships among thoughts, feelings, and behaviors. This helps children and parents change obstructive thoughts about the trauma . †¢ Trauma narration, in which children describe their personal traumatic experiences, is an important component of the treatment †¢ In vivo mastery of trauma, reminders used to help individual overcome their evasion of circumstances that are not of any danger but reminds them of the original trauma . †¢ Conjoint child-parent sessions help the child and parent communicate about the trauma METHODOLOGY The choice of the participants for a TF - CBT are usually blind but voluntary and the size of the sample can vary anywhere from